FHA Condo Approval Process
Understand the FHA Condo Approval process from start to finish. Learn costs, timelines, and what to expect — with the peace of mind of our Don’t Pass, Don’t Pay guarantee.
Timeline
On average 2–4 weeks, depending on documents, eligibility, and FHA’s caseload.
Costs
$895 for initial/expired 6+ months.
$795 for renewals.
$1,650 for new construction.
Approval Term
Valid for 3 years, allowing FHA loans, refinances, and reverse mortgages.
Guarantee
Our “Don’t Pass, Don’t Pay” guarantee means no risk if FHA rejects your package.
Step-by-Step Process
Work with the HOA
We provide a questionnaire and document list. Managers/boards submit required files. We can assist ($150).
Review
Our team reviews for compliance with FHA guidelines and provides feedback. ($195 review fee)
Resolve Issues
We guide the community on correcting any eligibility conflicts before submission.
Submit
We prepare and submit your FHA application. Response in 2–3 weeks (up to 30 days). ($700 submission fee)
Approval
Once approved, the certificate is issued and your community can proceed with FHA financing.
Frequently Asked Questions
On average 2–4 weeks, depending on documents, eligibility, and FHA’s caseload.
$795 for renewals. $895 for new approvals or expired > 6 months. New construction approvals are $1,650.
Approvals are valid for 3 years, enabling FHA loans, refinances, and reverse mortgages.
Our “Don’t Pass, Don’t Pay” guarantee ensures you don’t pay the submission fee ($700) if FHA rejects your package.
Pending litigation, unpaid loans, low reserves, and restrictive leasing clauses are the main hurdles.
Learn More
Eligibility Requirements
See what your community must meet to qualify for FHA condo approval.
Required Documents
Find out which documents your HOA or manager needs to provide.
Pros, Cons & Misconceptions
Get the facts: benefits, challenges, and common myths explained.
FAQ Library
Answers to the most frequent FHA condo approval questions.